Reference

Open 91club Terms & Conditions for your account

These terms explain what applies when you open an account, add money through UPI, Paytm, or PhonePe, and use your account across the site.

India accessUPIPaytmPhonePe

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Explore local-law terms and account rules

91club Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

These terms govern account creation, payment handling, content access, security duties, and the way we store account records. They are written for Indian accounts, and access is available only where local law permits. If a local rule conflicts with a clause here, the local rule applies

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first. We may update the wording when our process, payment routing, or legal duties change, and the newer text replaces the earlier version once published. You are responsible for keeping your login details private, using the payment method linked to your own account, and checking that
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the name and number you submit match the account record. If we need to verify an action, we may ask for extra confirmation before we process it. For settlement, UPI, Paytm, and PhonePe are treated under the same account standards, so the same terms follow each
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route.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

HELP CHANNELS

Switch to support for policy help

If you want a clause explained, we route you to the channel linked with your account so we can verify who is asking.

DATA AND ACCESS

Browse data, cookies, and security terms

We collect only the account data we need to run the terms: sign-up details, login records, payment references, support threads, and device signals used to secure access.

Data use

We use your sign-up details, login history, and payment references to run the account, confirm actions, and settle disputes. We share them only when a clause or law requires it, and only for that purpose.

Cookie handling

Cookies store session state, language choice, and basic settings. They help us keep you signed in and make the account pages work the same across devices, without changing the rules that apply to your account.

Account security

Keep your password, OTPs, and device access private. If we spot unusual sign-in activity, we may pause access until you confirm the account from the contact channel on file.

Record retention

We keep account, payment, and support records only for the period needed to handle requests, settle disputes, meet legal duties, or complete security checks. After that, we remove or anonymise them under our process.

Change requests

If your details change, send a request through the registered contact path with proof that matches the account. We use that to update the record, subject to any local rule or verification step that applies.

Access checks

Some account actions may need an extra check when local law or the payment path requires it. That can include confirming your name, phone number, or transaction reference before we act on the request.

Open common terms questions here

These questions cover the parts of the terms that affect your account day to day: acceptance, local-law access, changes, record handling, and how to ask for a correction. If a clause is unclear, use the contact path linked to your account so we can answer against the exact version that applies to you. We keep the wording direct so you can read the rule and decide whether to proceed.

They apply from the moment you open an account, submit payment details, or continue using the site after a published change. The version on this page is the one that governs your current account activity.

Access depends on local law and on whether the service is available where you are. If a region is not permitted, you should not proceed there, even if your account details are otherwise valid.

We publish the updated text on this page, and it replaces the earlier wording from that time onward. If you keep using the account after the change, the newer version applies to you.

Send a request through the contact path on your account with the exact detail you want corrected and the proof that matches it. We check the request against the record before we make a change.

Use the email, chat, or written route listed here and include your registered details plus the clause number or section name. That helps us answer against the right version for your account.

Open 91club Terms & Conditions for your account

Switch to support for policy help

Browse data, cookies, and security terms

Data use

Cookie handling

Account security

Record retention

Change requests

Access checks

Open common terms questions here

01 When do these terms apply to my account?

02 Can I access the account everywhere in India?

03 What happens when you update a clause?

04 How long do you keep account records?

05 How do I ask for a correction?

06 Who should I contact about wording or access?

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